Media credit

Credit management

In Media: Credit monitoring you can see how much credit the clients have been using and if they have been blocked.

Nollaa	Nollaus tarkoittaa, että uusien estettyjen asiakkaiden lukumääräksi laitetaan 0. Seuraavana yönä ohjelma tarkistaa estetyt asiakkaat, ja kun rastitat valintaruudun "Vain uudet" voit tarkistaa, onko uusia estettyjä asiakkaita ilmestynyt.
Näytä määräin	Klikkaamalla tätä pääset mediakysymyksiin ja siten näkemään määräimen sisällön. Ohjelma huomioi jaot, vain pääasiakkaan määräimet näytetään.
Kommentti	Kenttä valinnaiselle kommentille. Kommentti näkyy vain tässä.
Laske	Tarkistaa nykyisen luoton tilan asiakkaalla/yliasiakkaalla välittömästi, jos parametri "Jatkuva luottotarkistus – kaikki toiminnot"” on rastitettu.
Luotto	Valitse rivi ja paina Luotto nähdäksesi yhteenvedon siitä, mitä luottoon sisältyy ja luottokäyrän.
Listaa voi rajoittaa näin:

Vain aktiivit	Vain aktiivit asiakkaat
Vain omat	Asiakkaat, joissa olet asiakasvastaava.
Vain uudet	Estetyt asiakkaat edellisen nollauksen jälkeen.
Vain estetyt	Vain luottorajan ylittäneet estetyt asiakkaat.
Vain luottorajoitetut	Asiakkaat, joilla on luottolimiitti.
Vain luottotarkistuksen aika	Näyttää vain asiakkaat joilla on luottotarkistuksen aika, mikäli luottotarkistukselle on asetettu päivämäärä

Credit limit

There are two ways of setting a credit limit: On the client or on the collective client (and the collective clients above that). If you set it on a client, Marathon primarily checks it. If it has been set on collective client, all clients connected to it that lack own limit will be calculated in the credit count. The credit is calculated of net amounts and at the time of the check, the net amount is compared to what there has been booked on each media type in the selected intervals. Intervals can be set on the different media types in System: Base registers/MED/Media types.

In the example above we have stated 30 days on this media type. That allows us to do a client plan with a longer time span without it being locked by the credit check. If there is a zero in the field, everything will be included in the calculation.

Settings on client and collective client

Settings are done in System: base registers/MED/Clients and System: Base registers/MED/Collective client.

Credit class	Shown, selectable and possible to sort on in Media: Credit monitoring.
No continuous credit check	An chance to deviate from the general setting (continuous credit check)
Allow overdraft	The client/Coll. Client is included in the check, but will not be blocked in case of overdraft.
Insurance amount1	You can enter up to five different insurance amounts and mark them with time limitations.
Exceeded	If you don’t use continuous credit check you will have to remove the exceeded-mark; otherwise you will have to waituntil the next check to do any bookings.
Calculate credit for preliminary orders	Select this if you want also preliminary orders to be included in the credit count. This can be set to be decided on a plan.
Days additional to cancellation date	You can add additional days to the date limit set on the media types.
Notice days additional to cancellation day	Marathon warns when creating orders. If you for example have set 30 days on a media type, you can start checking 5 days before insertion date and receive a notification 10 days before.

Settings on plan

Calculate credit for preliminary orders	You can directly, in the general information tab of the plan, decide if preliminary orders should be calculated in the credit count, irrespective what you have set in the client/coll.client information.

General parameter settings

Continuous credit check:

No	Normal nightly credit control. The clients/coll. clients are checked and, if the limit has been exceeded, they will be blocked.
Only when sending order	Control of booked orders at the time of sending (printing out).
All functions	Full credit control immediately when an order is created or booked. This can be avoided on certain clients by including also preliminary orders.
All functions (before)	Certain functions such as creating new order or making an order definitive will immediately be checked and leads to blocking if exceeded. Other functions, such as allocation of media combinations and recalculations of yearly agreements will also be immediately checked but possible exceeding will not lead to blocking until the next day.

Other parameters

Continuous credit check:

No	Normal nightly credit control. The clients/coll. clients are checked and, if the limit has been exceeded, they will be blocked.
Only when sending order	Control of booked orders at the time of sending (printing out).
All functions	Full credit control immediately when an order is created or booked. This can be avoided on certain clients by including also preliminary orders.
All functions (before)	Certain functions such as creating new order or making an order definitive will immediately be checked and leads to blocking if exceeded. Other functions, such as allocation of media combinations and recalculations of yearly agreements will also be immediately checked but possible exceeding will not lead to blocking until the next day.

Luottokäyrä

Jotta luottokäyrä toimisi on asetettava aikalisä, vähintään 1 päivä, maksu- ja laskutuspäivien arviointia varten. Laskutuspäivän lisä asetetaan medialajikohtaisesti.